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Payment Gateway: A service provider that facilitates communication between the merchant’s POS system and the acquiring bank’s payment processing system. The merchant’s point-of-sale (POS) system sends an authorization request to the acquiring bank (also known as the merchant bank) via a payment gateway.
trillion in the US in 2022, accepting card payments is no longer a question of whether to, but how to. For example, the interchange fees for online transactions may be higher due to the higher risk of credit card fraud. Some popular processors offering interchange plus pricing structures include Payment Depot, Stripe, and Helcim.
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