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Credit Card Surcharge Guidance: A State-by-State Overview of Surcharging Laws

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This was, in fact, the first time that swipe fees for these two card networks crossed $100 billion. Thankfully, implementing a credit card surcharge program can be particularly beneficial for small businesses to offset the cost of accepting credit card payments. To learn more, contact us today.

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The 12 PCI DSS Requirements to Ensure PCI Compliance

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If merchants are exposed to security vulnerabilities when processing digital payments, the risk of cardholder data falling into the wrong hands increases exponentially. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

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Mobile Credit Card Processing Explained: What Business Owners Need to Know

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What is mobile credit card processing? Mobile credit card processing refers to the capability of accepting credit card payments using a mobile device equipped with a card reader and specialized software. Popular mobile payment solutions include Square, PayPal Here, and Shopify POS.

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Visa Interchange Rates 2024: What You Need to Know

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If your company accepts credit card payments ( which it should ), chances are, you’re going to be affected by Visa’s interchange rates. Visa is one of the biggest payment networks in the world, with ~4.2B cards currently in use. So it’s virtually impossible for a business to not accept Visa cards.

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Credit Card Surcharge Sign Wording and Template: How to Create Effective Notice for Your Surcharging Program

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While some businesses have accepted swipe fees as a way of life, small business owners may struggle with remaining profitable while also providing a range of payment options. Learn More What is Credit Card Surcharging? While we’ve already spoken in-depth about credit card surcharging, here’s a quick TL;DR of that article.

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Merchant Credit Card Fee Guide 2024: How Much Does It Cost to Process Credit Cards?

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These fees also vary depending on the card network. Processor markup These are fees charged by the payment processor, which is the company that manages and facilitates credit card transactions. The average PCI compliance fees vary depending on various factors, such as business specifications.

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Can You Decrease Credit Card Interchange Fees?

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Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. These fees help cover the costs of processing the payment and maintaining the card network.