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Payment facilitator (PayFac) A merchant registered by an acquirer to facilitate transactions on behalf of sub-merchants. They provide the infrastructure necessary for their merchants to acceptcreditcardpayments. eCheck, PayPal, etc.)
That we had sort of a shared definition of that and that the people that were sort of committing to keeping us autonomous actually were empowered to do that. You could think about how in that Chase app you could make it easier to acceptcreditcardpayments right away. We have some great competitors.
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