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Credit Card Surcharge Guidance: A State-by-State Overview of Surcharging Laws

Stax

This was, in fact, the first time that swipe fees for these two card networks crossed $100 billion. Thankfully, implementing a credit card surcharge program can be particularly beneficial for small businesses to offset the cost of accepting credit card payments. To learn more, contact us today.

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Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Stax

Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments. Implementing a robust underwriting process enables payment providers create a secure environment for all parties involved in the payment ecosystem.

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Everything You Need to Know About PCI Compliance for Credit Card Processing

Stax

That’s where Stax comes in. Develop and Maintain Secure Systems and Applications Security vulnerabilities in applications and systems are common entry points for attackers. Organizations must develop and maintain secure systems and applications by implementing a process for identifying and addressing vulnerabilities.

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The 12 PCI DSS Requirements to Ensure PCI Compliance

Stax

According to a report by the Federal Reserve Bank of San Francisco , credit card usage among Americans has been steadily increasing since 2016. In 2022, 31% of all payments were made using credit cards. This shows that businesses cannot ignore accepting credit card payments.

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Understanding Payment Processing Compliance When Implementing Credit Card Surcharging

Stax

It’s mandatory for all merchants and service providers that accept credit card payments. They’re classified into four levels based on the volume of credit card transactions they process. Mastercard ​​Mastercard co-founded and co-developed the PCI DSS. Credit card surcharging offered relief to U.S.

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Stripe Connect Alternatives: Top 11 Alternatives for 2025

Natalia Luneva

Stripe Connect is a comprehensive payment processing solution designed to cater to the unique needs of platforms and marketplaces. As a part of the broader Stripe suite, it facilitates digital transactions and enables businesses to accept credit card payments and manage complex money flows.

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Looking for the Best Payment Gateway? Here’s How to Choose the Right One

Stax

Look for a payment gateway with developer-friendly and well-documented APIs, SDKs, and plugins that allow you to add the gateway to your eCommerce website, mobile app, or POS system. Its a subscription-based all-in-one service that eliminates the need to work with multiple payment platforms.