Stax

JULY 16, 2024

This was a huge leap from 2018 when only 29% used cashless payments for the same. As more consumers gravitate online, they risk putting more sensitive authentication data and financial information on the internet. In 2022, 31% of all payments were made using credit cards. Learn More What Is PCI DSS?

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Stax

JANUARY 22, 2024

At its core, payment processing involves various players and technologies to facilitate the movement of funds from customers to merchants securely and efficiently. Digital payments only take a few seconds, but they flow through many different layers of partners and technology. What is a Payment Gateway?

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

APRIL 18, 2024

The parties involved in processing a credit card transaction: Cardholder: The individual or entity holding the credit card and initiating the transaction. Merchant: The business or entity selling goods or services and accepting credit card payments. to 2.54% + $0.10 Mastercard : 1.29% + $0.05

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

APRIL 2, 2024

While some businesses have accepted swipe fees as a way of life, small business owners may struggle with remaining profitable while also providing a range of payment options. Inform your card network in writing. Inform your customers in advance. Contact us to get started with CardX by Stax today.

Merchant Services 88

Merchant Services Payment Methods Payment Services Accept Credit Card Payments 88

Stax

FEBRUARY 28, 2024

Passing credit card fees onto customers has been hotly debated , but most of the country has agreed: Credit card surcharge should be available to merchants. If you’re working with a payment processing provider like Stax , they can take care of much of the following.

Merchant Services 88

Merchant Services Payment Services Payment Methods Stax 88

Stax

JULY 5, 2024

Also, ample signage at the POS, store entrance, and in-store should let customers know they will pay extra if they use credit or debit cards. Founder of CardX by Stax, Jonathan Razi , highlights some important points about true cash discount programs and why many of them are non cashcompliant. Out of this, a whopping $126.35

Merchant Services 68

Merchant Services Payment Methods Point of Sale Stax 68

Stax

MARCH 14, 2024

Just about every business and consumer will prefer to pay with a credit card, but for the business accepting the payment, there are going to be transaction fees involved. If you’re making a payment with a B2B provider, you will need to check if they accept credit card payments.

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

Stax

APRIL 4, 2024

Credit cards are incredibly popular, and it’s easy to see why: they’re convenient and accepted nearly everywhere. According to Forbes , 32% of consumers use it as their primary payment method. If the credit card transaction is in person, you must inform the customer about the surcharge before they make the payment.

Merchant Services 68

Merchant Services Payment Methods Payments Payment Services 68

Stax

JANUARY 15, 2024

It’s a global framework established by major payment card networks, including Visa, Mastercard, American Express, Discover, and JCB International. The PCI Security Standards Council (PCI SSC) has robust measures to protect cardholder information and prevent unauthorized access, fraud, and data breaches. End-to-end encryption.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

NOVEMBER 8, 2023

Additionally, if customers are discouraged by credit card surcharges and opt to pay by cash, it completely eliminates transaction fees on their payments, which is another benefit for businesses. They must also inform credit card networks about surcharging on behalf of their merchants.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

DECEMBER 13, 2023

Even though they’re one of the most popular payment options today, accepting credit cards at your business can turn out to be a significant expense. Fortunately, credit card surcharging is a good way to offset some—if not all—of the cost of accepting credit card payments.

Merchant Services 88

Merchant Services Payment Methods Payment Services Accept Credit Card Payments 88

Stax

JANUARY 24, 2024

Once you have ensured that surcharges are permissible by law in your state, you must meet card brand guidelines for compliance. It is also important to inform your customers—both in-store and online—about credit card surcharges on any purchases they might make. What Is a Credit Card Surcharge?

Merchant Services 88

Merchant Services Payment Services Payment Methods Point of Sale 88

Stax

JANUARY 24, 2024

Once you have ensured that surcharges are permissible by law in your state, you must meet card brand guidelines for compliance. It is also important to inform your customers—both in-store and online—about credit card surcharges on any purchases they might make. Learn More What Is a Credit Card Surcharge?

Merchant Services 88

Merchant Services Payment Services Payment Methods Point of Sale 88

Natalia Luneva

APRIL 24, 2025

Stripe Connect is a comprehensive payment processing solution designed to cater to the unique needs of platforms and marketplaces. As a part of the broader Stripe suite, it facilitates digital transactions and enables businesses to accept credit card payments and manage complex money flows.

Stripe Connect 40

Stripe Connect Merchant Services Payment Services Payments 40

Stax

MAY 6, 2025

This can be done through a variety of channels, which include but are not limited to: Point of sale (POS) terminals Mobile pos terminals Mobile card readers Mobile apps Online payment gateways These channels enable businesses to accept payments securely and conveniently, no matter where or how their customers choose to pay.

Accept Credit Card Payments 88

Accept Credit Card Payments Payment Services Merchant Services Payment Methods 88

Stax

MARCH 5, 2025

Learn More Cater to a Large Set of Customers The online payments process allows your business to accept credit card payments in an easy yet efficient way. By partnering with credible payment processing solutions , you can enhance your customers trust in your eCommerce solutions.

Payment Services 88

Payment Services Payment Methods Merchant Services Payments 88

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. We have also put together a list of the top three best credit card processing platforms for small businesses.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

JANUARY 21, 2025

The payment gateway collects and encrypts sensitive customer payment details and then securely sends them to the payment processor. In turn, the payment processor ensures a seamless transfer of the information between the merchant, issuing bank, and customer. Today, many payment gateways work as payment processors.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

DECEMBER 10, 2024

But even when you make up your mind about getting a card reader for your business, choosing between different providers to take credit card payments can be nothing short of a challenge for small business owners. That said, making an informed decision doesnt have to feel impossible. User Reviews.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Stax

NOVEMBER 14, 2024

Credit Card Processing: The Parties Involved There are several parties involved when your customers swipe their cards. The information below helps to summarize the essential roles involved in payment processing. Merchant: The individual business accepting the payment and in need of credit card processing.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

MARCH 11, 2025

The merchant : this is you, the business owner, who receives the customers credit card details via your websites checkout page to be sent for processing. The customer will input the required payment information on the page and then click Pay to authorize the transaction.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Stax

OCTOBER 21, 2024

Accepting credit card payments at your business is a surefire way of increasing customer satisfaction and retention. Over 80% of American adults owned at least one credit card in 2023. Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide.

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88