Stax

MARCH 27, 2025

TL;DR: Electronic Funds Transfer (EFT) is the umbrella term for all electronic payments made between bank accounts. Automated Clearing House (ACH) is one type of EFT that processes payments in batches through the ACH Network. To choose the right payment method, consider transaction volume, transfer speed, cost, and security.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Payrix

FEBRUARY 4, 2025

To operate as an integrated software vendor (ISV) or payment facilitator, a software company requires a relationship with an acquiring bank and a payment processor. The processor is responsible for processing and settling the transactions initiated by the payment facilitators merchants, but they can also offer so much more.

Payment Services 130

Payment Services Payments Merchant Services Payment Methods 130

Scytale

FEBRUARY 11, 2025

Heres who must follow PCI DSS requirements : Any business that processes, stores, or transmits payment card data. SaaS companies offering payment solutions, subscriptions, or integrations that handle transactions. Third-party service providers supporting businesses that process payments.

Payment Services 52

Payment Services Merchant Services Payment Features Payment Solutions 52

Stax

APRIL 8, 2025

The credit card payment processor often provides the equipment and technology that allow businesses to process such payments. Acquiring bank – The merchants bank that receives and disburses the funds. Credit card issuer (or issuing bank) – These are financial institutions that issue credit cards to customers.

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

FastSpring

JANUARY 10, 2023

Chargebee: Supports Complex Subscription Management. Recurly: Easily Integrates with Multiple Payment Gateways. Zoho Subscriptions: Online Subscription Billing Platform. Wave: Invoicing and Accounting Software for Small Businesses. Fully Compliant, Custom Trial and Subscription Options (Without Writing Code).

Payment Solutions 146

Payment Solutions Payment Features Payment Methods Software Review 146

SaaStr

JANUARY 24, 2022

Companies grew more slowly, there was nothing for a CFO to really do for years, and you could sort of outsource everything and just keep an eye on the bank statement. I have $1,000 in my bank account at the end of January. Too many startups that invoice customers get far, far behind on actually getting the cash.

Finance 328

Finance Outsourcing Services Systems Review Technical Review 328

Stax

FEBRUARY 26, 2024

We can see this trend in action in the realm of payment processing with the advent of recurring payments, also known as automatic payments. Industry data shows that subscription-based businesses are growing 3.7x So, let’s dive into the realm of recurring payments and how they can benefit your business.

Payment Services 88

Payment Services Payment Features Merchant Services Payment Methods 88

Subscription Flow

OCTOBER 16, 2024

Operating a business entails a number of processes like managing products and payments, invoices, customer engagement, revenue, unpaid invoices and much more. That is why most modern SaaS and subscription-based businesses have transitioned to using a good billing software, reducing their workload by a great deal.

Payment Services 59

Payment Services Payment Solutions Payment Features SaaS Payments 59

Stax

OCTOBER 13, 2024

Users can view banking information, track monthly bills, track investments, manage credit card accounts, and much more. It is a subscription-based integrated payment platform that helps you process credit card payments. The two platforms are aimed at different audiences. Quicken Inc.

Payment Methods 88

Payment Methods Payment Solutions Payments Payment Services 88

SaaStr

FEBRUARY 16, 2019

They hook up a payment system when they start as self-service, and the cash magically flows into the bank account. Both of which require … invoicing. The invoice is sent out, and … the start-ups just … wait. The invoice is sent out, and … the start-ups just … wait.

Sales Hiring 267

Sales Hiring Payment Features SaaS Payments Payment Solutions 267

Payrix

FEBRUARY 4, 2025

Association Group of card-issuing banks or organizations that set common transaction terms for merchants, issuers, and acquirers. Card brands Member-based corporations that connect consumers, businesses, and banks through electronic payments; establish and enforce rules amongst members; and promote the brands (e.g.,

Payment Services 147

Payment Services Merchant Services Payment Solutions Payment Methods 147

Stax

MARCH 18, 2025

It ensures the secure transfer of funds from a customer to a merchant via their preferred payment method. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

FastSpring

SEPTEMBER 9, 2021

The European Payments Council launched SEPA to simplify cross-border transactions in Europe. Additionally, any European with a bank account can pay with SEPA. By supporting this single payment option at checkout, you can reach over 500 million potential buyers across 36 countries. How does SEPA Direct Debit work?

Payment Methods 148

Payment Methods Merchant Services Payment Solutions Payment Services 148

FastSpring

JANUARY 17, 2023

Most subscription billing platforms let you: Automate invoicing and payments. Customize and manage one or more subscription and trial models. Provide a self-service portal to customers so they can manage their accounts (including payment information, seats, and more). Automated invoices and customer notifications.

Payments 123

Payments Payment Features Payment Methods Payment Services 123

Subscription Flow

MAY 16, 2024

In this blog, while understanding more about CardPointe and why it still works for so many businesses, we will take you through a guide on managing Cardpointe recurring billing with SubscriptionFlow to ensure that you do not miss out on collecting recurring payments just because CardPointe has dropped it. What is CardPointe?

Payment Features 105

Payment Features Merchant Services Payment Solutions Payment Services 105

Stax

APRIL 3, 2025

Talk to sales Understanding Ecommerce Payment Solutions An eCommerce payment solution is the underlying infrastructure that allows eCommerce businesses to accept and process card and online payments seamlessly and securely. Its the bridge between an eCommerce website, its customers, and the bank.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Subscription Flow

JUNE 27, 2024

This feature allows businesses to accept credit and debit card payments from customers helping them manage their finances more efficiently. What are Quickbooks Payments? An integrated payment processing service, Quickbooks Payments, offers businesses the option to accept credit/debit card payments as well as bank transfers (ACH).

Payment Services 98

Payment Services Merchant Services Payment Methods Payment Solutions 98

FastSpring

JANUARY 31, 2023

Paddle vs. FastSpring, this guide compares: What areas of the payment lifecycle each one provides a solution for (e.g., payment processing, gathering and remitting taxes, and subscription management) and what additional software you’ll need to add to your tech stack. Flexible subscription management and recurring billing tools.

Payment Services 147

Payment Services Payment Methods Merchant Services Software Review 147

FastSpring

JANUARY 9, 2023

For example, Stripe advertises subscription management features, however, many companies end up integrating with another service like Chargebee or Recurly to get the subscription management features they need. More subscription management features. Manage Everything from Checkout to Subscriptions in One Platform.

Payment Methods 147

Payment Methods Payment Services Merchant Services Payment Features 147

Payrix

FEBRUARY 4, 2025

This setup is commonly used in marketplaces, software platforms, or businesses that facilitate payments for a network of sellers, service providers, or smaller businesses. For example, a master merchant can facilitate buy-now, pay later (BNPL) options within their software platform to make payments accessible based on their customers needs.

Merchant Services 130

Merchant Services Payment Services Payments SaaS Payments 130

Clouded Judgement

DECEMBER 20, 2024

Most public companies don’t report net new ARR, so I’m taking an implied ARR metric (quarterly subscription revenue x 4). Companies that do not disclose subscription rev have been left out of the analysis and are listed as NA. Net new ARR is simply the ARR of the current quarter, minus the ARR of the previous quarter.

Cloud 144

Cloud Banking Subscription Payment Features 144

FastSpring

DECEMBER 7, 2022

Chargebee is a robust subscription management platform. However, there are certain aspects of collecting recurring payments that you would still be responsible for when using Chargebee, such as: Connecting to payment gateways manually. Zoho Subscriptions. Remitting taxes at the end of the year.

Payment Methods 148

Payment Methods Merchant Services Payment Services Payments 148

FastSpring

DECEMBER 9, 2022

SaaS billing software automates one or more of the various aspects of the recurring billing process — payment processing, fulfillment, dunning, and more. You’ll still need a separate solution for payment processing, taxes, chargebacks, and more. 3 Subscription Management Software. 3 Payment Processors.

Payment Services 147

Payment Services Merchant Services Payment Methods SaaS Payments 147

Subscription Flow

MARCH 12, 2024

It makes it possible for companies to accept payments from customers via a variety of methods, including bank transfers, debit cards, credit cards, and mobile money, all through their websites and mobile applications. Known as a cutting-edge online payment gateway, Paystack gives companies smooth transaction capabilities.

Merchant Services 98

Merchant Services Payment Services Payment Methods Payment Features 98

SaaStr

JUNE 5, 2020

It’s hard to imagine a world where analysis didn’t understand recurring, subscription based revenue for technology products. The company is the poster child for subscription-based software, a model that’s gaining popularity among corporate buyers. As SaaS Metrics Become Standardized, Banks Want In On The Action.

Venture Capital 293

Venture Capital Technical Review SaaS Scale 293

Stax

JANUARY 28, 2024

Long before the digital age, newspaper and magazine companies have been using the subscription model to create and retain a consistent readership for their publications. The most potent benefit of the subscription-based business model is that companies are guaranteed a fixed revenue stream—if they can retain their customers or subscribers.

Payment Features 88

Payment Features Payment Methods Payment Solutions SaaS Payments 88

Stax

MARCH 15, 2024

Data protection and security are crucial not just for safeguarding customer information, but for protecting business owners as well. Having and maintaining secure payment systems is integral for protecting yourself and your customers. Enter secure payment systems (SPS). What Are Secure Payment Systems?

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

SaaStr

NOVEMBER 3, 2022

ChartMogul is an analytics platform to help you run your subscription business. Our mission is to build powerful and secure cloud software for subscription businesses of all sizes, with a strong emphasis on good design and ease of use. Embedded finance has everything to do with the flow of money.

Payments 258

Payments Payment Services GCP(Google Cloud Platform) Payment Solutions 258

Subscription Flow

SEPTEMBER 23, 2024

Today, most of us rely on recurring payment solutions for streaming services, gym memberships and other similar subscription services regardless of industry. In this way, recurring payments make the lives of the customers convenient and stress-free. What Does Recurring Payment Processing Mean?

Payment Features 52

Payment Features Payment Services Merchant Services SaaS Payments 52

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. Although they go to issuing banks, the rates are set by card networks. But there’s more to it.

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

Payment Services 167

Payment Services Merchant Services Payment Methods Payment Solutions 167

FastSpring

DECEMBER 12, 2022

Traditionally, payment gateways and payment processors were offered as two separate services and you would have different providers for each service: Payment gateways quickly and securely transfer the payment details from the checkout software to the payment processor. Local Payment Processors.

Payment Services 148

Payment Services Merchant Services Payment Methods Payment Solutions 148

SaaStock

JANUARY 25, 2019

Its focus is on helping companies handle financial routine and streamlining processes related to accounting, banks, stock, and electronic invoicing, among others. Vindi is a PCI-certified online payment platform for recurring billing. The tool supports multi-currency billing and electronic invoicing.

SaaS Payments 257

SaaS Payments Payment Solutions Payment Methods Payments 257

Payrix

JANUARY 30, 2024

The company’s clients depend on cash flow, and having a credit card on file means technicians in the field can immediately invoice from their mobile app and see cash in their bank account 24 hours later. We realized how much opportunity we bring to the table, as the nature of our industry is reliant in large part on recurring payments.

Payments 130

Payments Payment Solutions Payment Features Merchant Services 130

FastSpring

OCTOBER 13, 2023

A payment processor is the piece on the back end that connects the payment gateway with the merchant’s account and card association networks. The issuing and acquiring banks can then authorize or deny the transaction request. To learn more, visit their documentation page on payment methods.

Payments 159

Payments Payment Methods Payment Services Merchant Services 159

SaaStr

MAY 8, 2021

Close say a $125k contract, even after a healthy sales commission, that’s $100k+ in the bank right now! Monthly invoices can make things even worse, of course. But getting paid in a simple ACH or credit card payment each month can be magical. Annual deals can create unnecessary customer friction.

SaaS Payments 306

SaaS Payments Payment Services Scale Payments 306

Stax

JULY 9, 2024

Mobile phone and online bank transfers, mobile wallet payments, in-app payments, online payments, QR code payments, and all other electronic payment methods that qualify as a digital payment. For merchants, digital payment methods include the ways in which payments are accepted.

Payment Methods 163

Payment Methods Payment Services Merchant Services Payment Solutions 163