Stax

AUGUST 26, 2024

To the incredible Stax community: allow us to take a moment to recognize a milestone that we are extraordinarily proud of—our 10th anniversary. Sprinkled throughout this article are quotes from some of Stax’s long-standing employees, because who better to tell the company’s story than the people who help make it happen?

Payment Services 88

Payment Services Merchant Services Stax Payment Solutions 88

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. The goal is to ensure the business has a solid financial foundation.

Merchant Services 68

Merchant Services Payment Services Payment Methods Development Team Review 68

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Stax

MARCH 27, 2025

Learn their differences and analyze how their pros and cons would work for your business. For businesses, a fast and seamless payment process means happy customersand the statistics show it. EFT comes in many forms that suit different business needs. Another EFT type that businesses rely on is ACH.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Stax

JULY 16, 2024

This is why PCI DSS compliance is critical. Compliance with PCI Data Security Standard regulations prevents shortcomings and vulnerabilities in payment processing, thereby reducing the risk of fraud, identity theft, and cyberattacks. This shows that businesses cannot ignore accepting credit card payments.

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Stax

JULY 30, 2024

The modern-day merchant simply can’t afford not to accept them at their business. For perspective, US businesses paid a staggering $100.77 Thankfully, implementing a credit card surcharge program can be particularly beneficial for small businesses to offset the cost of accepting credit card payments.

Merchant Services 166

Merchant Services Accept Credit Card Payments Payment Services Payment Methods 166

Stax

MARCH 18, 2025

As a business owner, you just cant afford to ignore these statistics. Youll be locking out a significant customer segment with high purchasing power to propel your business forward. Well also look at key features of a payment processor to help you choose the right one for your business.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

SEPTEMBER 12, 2024

That’s why for most businesses, it’s almost impossible to make do without a credit card terminal. Finding the right credit card machine that fits your business model, however, isn’t always an easy task. But if you’re stuck, worry not: in this article, we’ll help you find the best payment terminal for your business.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

JANUARY 28, 2025

Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. The business owner should receive the funds in 24-48 hours or even more, depending on the set time frame specified in the initial contract with the provider.

Payment Methods 68

Payment Methods Payment Services Merchant Services SaaS Payments 68

Stax

DECEMBER 20, 2023

As a small business owner, it’s important to accept different payment methods like cash, credit card, and contactless or NFC mobile payments to ensure an easy shopping experience for your customers. Stax, for example, charges 0% markups on top of interchange, giving you the lowest percentage per transaction rate. trillion in 2021.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Features 88

Stax

DECEMBER 4, 2023

For obvious reasons, the issue is even more pronounced for businesses in the financial services industry such as insurance companies or money services businesses. The US, therefore, requires financial institutions as well as financial services firms to have anti-money laundering (or AML) compliance programs in place.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Stax

DECEMBER 20, 2023

Interchange is the fee that credit card companies like Visa and Mastercard charge businesses to accept their cards. In this article, we will break down credit card interchange fees so you will know exactly how much you’re spending when running your business. Interchange fees are simply a cost of doing business.

Payment Services 167

Payment Services Merchant Services Payment Methods Payment Solutions 167

Stax

JANUARY 15, 2024

Is your business experiencing an increase in complaints from customers about hidden fees or unexpected charges? Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. A holistic approach ensures successful integration into business operations.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

JUNE 20, 2024

To ensure that an ISV partner program is right for you, consider their program structure and offerings, integration capabilities, support and resources, security and compliance, and costs and financial incentives. Sometimes a partner may not be fully equipped to support the unique needs of your growing business.

SaaS Payments 88

SaaS Payments Payment Services Payments Stax 88

Stax

JULY 1, 2024

Whether you’re a startup or an enterprise-level business, efficient payroll software is essential. Yet it isn’t always cost-effective to hire an in-house team to manage payroll, especially for businesses with a small headcount. Factors to consider when choosing a payroll software include headcount, budget, and tax compliance.

Payment Solutions 88

Payment Solutions Payment Services Payment Methods Payments 88

Stax

MARCH 18, 2025

If your SaaS business is facilitating payment collection from within your platform, this article is worth a read to understand and secure your system. Tokenization streamlines PCI DSS compliance, can improve customer retention, and provides an extra layer of security for payment collection. What Is Payment Tokenization?

Payment Services 88

Payment Services Payment Methods SaaS Payments Merchant Services 88

Stax

DECEMBER 6, 2023

Businesses—especially small and medium businesses— continually seek ways to offset these expenses and improve profit margins, leading to the rise of credit card surcharging. Businesses that choose to add surcharges can either charge a fixed flat fee or a percentage of the transaction amount with a cap on the total.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

MAY 30, 2024

Bookkeeping is an essential part of managing your business and it’s something you must oversee in order to remain profitable. Here’s a list of the ten best accounting apps for your business. TL;DR Bookkeeping is essential for business profitability, and finding the right accounting apps can simplify this task.

Payment Solutions 88

Payment Solutions Payment Methods Payment Services Technical Advisors 88

Stax

FEBRUARY 28, 2024

If you’re not sure where to start, keep reading to find out the benefits of implementing surcharging, how to ensure legal compliance, and how you can use technology for smooth sailing in the surcharging landscape. Businesses of all sizes feel the brunt of it. But small businesses, in particular, can be crushed by these fees.

Merchant Services 88

Merchant Services Payment Services Payment Methods Stax 88

Stax

DECEMBER 20, 2023

In the complicated world of payment processing, understanding the nuances of debit card and credit card payments, along with associated processing fees, is essential for businesses. Businesses can encourage cash transactions or use credit card surcharging as an additional fee to offset payment processing costs.

Merchant Services 88

Merchant Services Payment Services Stax Payment Methods 88

Stax

DECEMBER 6, 2024

This global reach and expertise position Worldpay to effectively help larger businesses manage their payment processing. Worldpay Today: An Independent Entity Now an independent entity once again, Worldpay continues to offer comprehensive payment processing services to businesses globally.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

AUGUST 22, 2024

Businesses must therefore adapt and be able to accept such payments. Two of the most popular payment solution providers for businesses looking to accept digital payments are payment processors and payment facilitators (PayFacs). This makes it much easier and quicker for businesses to start accepting payments.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

Stax

JUNE 25, 2024

TL;DR Key features your charity payment solution should cover include PCI compliance and security, streamlined integrations, a great user experience, reporting and analytics, and customization and flexibility. For higher-volume businesses, you can save on transaction fees.

Payment Solutions 88

Payment Solutions Merchant Services Payment Services Payment Methods 88

Stax

SEPTEMBER 17, 2024

And the best way for online businesses to start accepting payments is with a payment gateway. In this article, we’ll explore the ins and outs of payment gateways including how they work and how you could go about implementing them in your business. Popular payment gateways include Authorize.net, Stax, Stripe, Adyen, and Square.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

MARCH 18, 2025

Take a traditional business, like a furniture store. While traditional business models have a harder time estimating their future revenue, SaaS companies have access to more accurate revenue forecasts, such as their MRR and ARR. This method can help you determine the best ways to reach SaaS growth within your business.

Scale 117

Scale Payment Services Payments SaaS Payments 117

Stax

AUGUST 1, 2024

Did you know that the delinquency rate for small businesses has reached a record high owing to inflation and declining revenues? Non-compliance can lead to hefty penalties and even suspension of their merchant accounts. All this can be challenging, so it’s best to partner with a surcharging expert like CardX by Stax.

Merchant Services 88

Merchant Services Payment Services Payment Methods Stax 88

Stax

APRIL 30, 2024

Whether you run a small online store or a major brand, accepting electronic payments is a must for all businesses. These are solutions that help you authenticate and accept payments according to your business requirements. In order to receive card-based payments, businesses need to have a merchant account.

Merchant Services 88

Merchant Services Payment Services Payment Solutions Payment Methods 88

Stax

JUNE 13, 2024

A cash discount program can help your business reduce expenses on processing fees for card transactions, and there are guidelines you must follow to ensure you are implementing the program the right way. These guidelines are mandatory, and non-compliance will attract penalties.

Merchant Services 88

Merchant Services Payment Methods Payment Services Payment Solutions 88

Stax

FEBRUARY 26, 2024

That’s why businesses are constantly seeking innovative ways to streamline operations and enhance customer experiences. Industry data shows that subscription-based businesses are growing 3.7x So, let’s dive into the realm of recurring payments and how they can benefit your business. faster than companies in the S&P 500.

Payment Services 88

Payment Services Payment Features Merchant Services Payment Methods 88

Stax

JANUARY 17, 2024

TL;DR A payment facilitator (PayFac) is essentially a SaaS vendor or software provider that enables its users (businesses) to accept online payments from their customers through the platform itself. This makes ACH PayFacs a desirable option for small businesses or start-ups. Let’s get started.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

APRIL 18, 2024

Not only are there a number of ways your customers could be using their mobile devices to give payments, but you as a business owner could be leveraging mobile devices to accept them as well. It pays to know exactly how mobile technologies will be impacting your business, or potentially already are.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

NOVEMBER 6, 2023

Moreover, companies need to follow data privacy and compliance requirements to stay in business. Besides the enhanced data security, other benefits include reduced risk of breaches, easier regulatory compliance, and compatibility with legacy systems. PANs, customer information, credit card numbers, etc.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

APRIL 18, 2024

While they operate under different business models, ISVs and SaaS share similarities in software development, cross-platform accessibility, and industry reach. ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. Learn More What are ISVs?

Outsourcing Services 88

Outsourcing Services SaaS Payments Payment Services Payment Methods 88

Subscription Flow

MARCH 25, 2024

An MoR becomes an invaluable ally, especially for businesses considering global expansion, as they can skillfully navigate the complex web of international laws and currency issues that arise in cross-border e-commerce. Also, how it may serve as an excellent Merchant of Record ecommerce solutionfor your small business!

Merchant Services 105

Merchant Services Payment Services Payment Methods Payment Facilitation 105

Stax

SEPTEMBER 26, 2024

Learn how your business can capitalize on these transaction fees while staying on the right side of the law. TL;DR Surcharges are additional fees that a business adds to a customer’s bill when they choose to pay with a credit card. But they advise businesses to check state laws for stricter limits or an outright surcharging ban.

Merchant Services 88

Merchant Services Payment Services Payment Methods Point of Sale 88

Stax

MAY 16, 2024

Integrating the EHR software with payment processing tools like Stax Connect also helps create an all-in-one platform that simplifies workflow management at hospitals and other medical practices. Compliance with healthcare regulations Regardless of the features you introduce, all EHR software should be in compliance with industry regulations.

Payment Solutions 88

Payment Solutions Payments Payment Methods Software Review 88

Stax

MARCH 15, 2024

Data protection and security are crucial not just for safeguarding customer information, but for protecting business owners as well. Businesses are converting to digital and online platforms to stabilize their profitability at this time. Compliance with PCI DSS is mandatory for businesses that handle credit card transactions.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88