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Keep an eye out for hidden fees that may not be immediately apparent, like setup fees, monthly maintenance fees, PCI compliance fees, or chargeback fees. Beyond compliance, look for processors that offer advanced security features like tokenization and encryption, which add layers of protection to payment information.
PCI-compliance fees – Businesses running credit card transactions must be compliant with the Payment Card Industry Data Security Standard (PCI DSS). The average PCI compliance fees vary depending on various factors, such as business specifications. The benefit of this pricing model is transparency and predictability.
Helcim and Stripe are the more popular payment processors offering interchange plus pricing models. Membership pricing instead is a subscription model where you pay a monthly fee and then whatever the interchange rates are at the time of transaction. The challenge with interchange plus can be the math behind it. These can add up.
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