USIO

FEBRUARY 13, 2024

Two prominent solutions that have emerged in recent years are integrated payments and Payfac-as-a-Service. Payfac-as-a-Service: Payfac-as-a-Service, short for Payment Facilitator as a Service, is a model where a third-party service provider facilitates payment processing on behalf of multiple sub-merchants.

Merchant Services 130

Merchant Services PayFac as a Service Payment Services Marketplace as a Service 130

Payrix

FEBRUARY 4, 2025

Many technologies and services are involved from POS terminals to card networks to payment gateways so its essential that the payment processor can work closely with them to help authorize and settle every transaction as securely, efficiently, and quickly as possible and stay in compliance with regulations and industry standards.

Payment Services 130

Payment Services Payments Merchant Services Payment Methods 130

SaaStr

SEPTEMBER 8, 2022

Share security advisories, compliance updates, and more in various channels using Trust Center Updates. Welcome to Payfac-as-a-service. For B2B software companies looking for a better option that provides all of the benefits with none of the hassle, it’s time to Get Tilled and experience Payfac-as-a-Service.

SaaS Payments 246

SaaS Payments Payment Services PayFac as a Service Marketplace as a Service 246

Payrix

FEBRUARY 4, 2025

Security, risk, and compliance: Security is crucial dont leave it to chance 7. Within the Embedded Payments structure, integrated payments are also known as referral partnerships. Software support: Fine tailored solutions to meet your needs and goals 4. Customer support: Ensure your customers are always prioritized 5.

Payments 130

Payments Payment Services Payment Methods Merchant Services 130

Stax

DECEMBER 4, 2023

The US, therefore, requires financial institutions as well as financial services firms to have anti-money laundering (or AML) compliance programs in place. In this article, we’ll discuss everything you need to know about ensuring AML compliance as a payment facilitator (or PayFac). Non-compliance can have major implications.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Payrix

APRIL 10, 2025

By leveraging Payrix Pro , our PayFac-as-a-Service solution, this software platform was able to achieve their vision quickly all while delivering a superior product and customer experience. Listen now Podcast What is PCI attestation of compliance (AoC)?

Payments 100

Payments Payment Services Outsourcing Services Payment Solutions 100

Stax

AUGUST 22, 2024

Two of the most popular payment solution providers for businesses looking to accept digital payments are payment processors and payment facilitators (PayFacs). PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. However, several complex types of risks come along with this.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. On top of PCI compliance, you might have to pay extra for SSL (Secure Sockets Layer) certification. This requires the merchant to become a registered payment facilitator or PayFac.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Payrix

MARCH 20, 2024

This experience allows software companies to monetize payments without taking on the risk and compliance that comes with payment processing. Payment facilitation (PayFac) Today, many software companies have a pulse on the opportunities of becoming a payment facilitator, also referred to as a PayFac® developer.

Payments 147

Payments Embedded Payments Payment Services Payment Solutions 147

Stax

FEBRUARY 15, 2024

In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean. There are two main ways that an ISV can become a payment provider—by adopting the ISO model or the PayFac model. What Is an ISV vs PayFac?

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88

Payrix

FEBRUARY 4, 2025

When a software company becomes an ISV, because theyve introduced payments into their environment, they must uphold the compliance requirements of the PCI DSS and empower their users to do the same. Learn more about PCI compliance management. On the other end of the spectrum is payment facilitation (PayFac).

Payments 100

Payments Payment Services Merchant Services Payment Solutions 100

Payrix

JULY 17, 2024

Referral partnership Payment facilitation (PayFac^®) Payment facilitation-as-a-Service (PayFac-as-a-Service) A complete guide to Embedded Payments Learn everything you need to know about the Embedded Payments models and find the best fit for your software.

Merchant Services 130

Merchant Services Payment Services Payments Payment Solutions 130

Payrix

FEBRUARY 4, 2025

The master merchant establishes a relationship with a payment processor or acquiring bank and is responsible for ensuring compliance with payment regulations, handling transaction processing, and managing risks associated with payments on behalf of the sub-merchants. fraud prevention, and risk management.

Merchant Services 100

Merchant Services Payment Services Payments SaaS Payments 100

Agile Payments

JANUARY 9, 2020

A Payment Facilitator or PayFac acts as a the Master Merchant. The Payment Facilitator is responsible for regulatory compliance and has financial risk of their sub-users. The Payment Facilitator is responsible for regulatory compliance and has financial risk of their sub-users.

Payment Services 100

Payment Services SaaS Payments Payment Facilitation Merchant Services 100

USIO

JUNE 28, 2024

Usio Payfac-as-a-service solution offers a comprehensive suite of features designed to simplify payment processing for businesses of all sizes. Enhanced Security: Ensure the highest level of security with Usio PCI Level 1 compliance and industry-leading security protocols. application. Key benefits for ues.io

Payments 130

Payments Merchant Services Payment Solutions Payment Services 130

Payrix

JULY 24, 2024

An overview of the Payrix Embedded Payments solution Embedded Payments come in various forms, but customers of Payrix have specifically sought out our PayFac-as-a-Service solution for its perfect balance of customization, control, and time-to-value.

Payments 130

Payments Embedded Payments Merchant Services Payment Services 130

Subscription Flow

NOVEMBER 7, 2023

To simplify the intricacies of payment processing, two well-known solutions have surfaced: Payment Facilitators (PayFacs) and Merchants of Record (MoRs). Understanding Payfac vs Merchant of Record Payment Facilitators (Payfacs) and Merchants of Record (MoRs) are two different ways to process payments.

Merchant Services 59

Merchant Services Payment Services Payment Facilitation Payfac 59

Payrix

APRIL 3, 2024

What is a PayFac® developer? As a PayFac developer , software companies become their own payment facilitator , and therefore, can offer payment processing services directly to their merchants. We will explore the risk s in more detail in the next section. What is PayFac-as-a-Service?

Payment Services 100

Payment Services Merchant Services SaaS Payments Payment Facilitation 100

Payrix

FEBRUARY 4, 2025

Security, risk, and compliance: Security is crucial dont leave it to chance 7. Listen now Podcast What is PCI attestation of compliance (AoC)? Key answers for platforms | Episode 47 For software platforms handling payments, achieving PCI compliance is a critical step toward ensuring security and building trust with customers.

Payments 100

Payments Payment Services Merchant Services Payment Methods 100

Stax

JANUARY 22, 2024

TL;DR Payment gateways and PayFacs are both players in the digital payment process with similar goals in mind: secure and low-risk payments while providing seamless, fast, and positive customer experiences. A PayFac, by contrast, handles the bank’s interaction with a number of merchants. What is a Payment Facilitator (or PayFac)?

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Payrix

FEBRUARY 4, 2025

Many technologies and services are involved from POS terminals to card networks to payment gateways so its essential that the payment processor can work closely with them to help authorize and settle every transaction as securely, efficiently, and quickly as possible and stay in compliance with regulations and industry standards.

Payment Services 100

Payment Services Payments Merchant Services SaaS Payments 100

Stax

JANUARY 17, 2024

TL;DR A payment facilitator (PayFac) is essentially a SaaS vendor or software provider that enables its users (businesses) to accept online payments from their customers through the platform itself. An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Infinicept

FEBRUARY 9, 2023

Whether you’re an acquirer, a Payfac, or an ISO, you have to have solid processes and procedures in place to proactively guard against risk. A GARS review is one tool that is used to identify – and resolve – areas in a company’s operations where they’re out of compliance.

Payment Services 93

Payment Services Payfac compliance Business 93

Payrix

AUGUST 14, 2024

Whatever payments model is right for you : referral payments, PayFac-as-a-Service, or PayFac, Payrix and Worldpay is here to help guide you through the process and set clear expectations for your merchants as it relates to merchant underwriting, PCI compliance , implementation , and more.

Merchant Services 100

Merchant Services Payment Services Payments Software Review 100

Payrix

FEBRUARY 4, 2025

Do you find yourself listening to industry leaders and colleagues use terms like PayFac, PCI DSS, and tokenization and casually scratching your head in confusion? Payment facilitator (PayFac) A merchant registered by an acquirer to facilitate transactions on behalf of sub-merchants. Youve come to the right place.

Payment Services 100

Payment Services Merchant Services Payment Solutions Payment Methods 100

Payrix

DECEMBER 10, 2024

It will be important for software companies to look for software payments partners who can implement effective fraud monitoring and security technology, protocols, and ongoing support to ensure data is secure and ongoing PCI compliance is maintained. compliance to let this be your reminder to do so.

Payment Services 100

Payment Services Merchant Services Payments Payment Solutions 100

Payrix

JANUARY 30, 2024

Its payfac-as-a-service solution — Payrix Pro — enabled Nick to control the onboarding and customer service, while Payrix managed the processing, compliance, and most of the risk and liability. I didn’t want the liability issues either.” Payrix — In a Class of its Own Nick found the hybrid approach he wanted with Payrix.

Payment Services 130

Payment Services Payments Merchant Services Payment Solutions 130

USIO

MAY 13, 2024

Receiving the highest level of security and compliance with Nacha standards. In seconds, Usio confirms that an account is valid including bank details, account number, routing number, balance and holder name.

Payment Methods 264

Payment Methods Payment Services Payments Payment Solutions 264

Stax

AUGUST 26, 2024

Launching PayFac and ISV solutions In 2019 and 2020, Stax became more than just a payment processor for merchants. We wanted to provide value to other players in the payments ecosystem, so we launched PayFac solutions in 2019. This was around the time that Fattmerchant decided we were going to be a Payfac.”

Payment Services 88

Payment Services Merchant Services Stax Payment Solutions 88

Subscription Flow

JANUARY 19, 2024

Consider a payment facilitator—PayFac for the cool kids—as the reliable payment partner for your company. PayFacs are your go-to friends for managing the finer points of both online and offline transactions. PayFacs are your go-to friends for managing the finer points of both online and offline transactions.

Payment Services 59

Payment Services SaaS Payments Merchant Services Payment Facilitation 59

Subscription Flow

NOVEMBER 10, 2023

Understanding these positions becomes important for businesses looking to succeed in the dynamic world of commerce, not just a compliance issue as the business landscape changes more. Also Read: How to Choose Between a Payment Facilitator (PayFac) and a Merchant of Record (MoR) for Your Business What is the Seller of Record (SoR)?

Merchant Services 52

Merchant Services Payment Services Payment Facilitation Payment Features 52

Subscription Flow

JANUARY 1, 2024

It takes on responsibility for every transaction with the final consumer, managing chargebacks and refunds as well as tax duties, PCI compliance, and payment processing. Also Read: How to Choose Between a Payment Facilitator (PayFac) and a Merchant of Record (MoR) for Your Business How to Use MoR for Your Online Transactions?

Merchant Services 52

Merchant Services Payment Services Payment Methods Payments 52

Stax

MAY 6, 2024

We talked about PCI compliance (and beyond) and what organizations can do to stay on top of all things data security. TL;DR Data security and PCI compliance are critical for growth. Learn More What is PCI compliance? How PCI compliance affects business growth Trust is foundational to any business.

Payment Services 88

Payment Services Merchant Services compliance SaaS Payments 88

USIO

APRIL 17, 2025

Thats where Payfac-as-a-Service comes in. What Is Payfac-as-a-Service? A traditional payment facilitator (Payfac) takes on the full burden of underwriting, onboarding, compliance, and payment processing. Payfac-as-a-Service flips the script. Why Business Owners Are Choosing Payfac-as-a-Service 1.

PayFac as a Service 130

PayFac as a Service Payment Services Payfac Payments 130

USIO

MARCH 26, 2025

The Two Paths to Embedded Payments If youre ready to dive into the world of embedded payment processes, youve got two choices: Become a Full Payfac: This is like deciding to open your own restaurant instead of just enjoying a great meal. Usio Payfac-as-a-Service model gives you all the perks of embedded payments without the hassle.

Payments 130

Payments Embedded Payments Payment Services Payment Solutions 130