SaaStr

SEPTEMBER 8, 2022

Our suite of financial tools makes it easy to turn recurring revenue into flexible growth financing. Share security advisories, compliance updates, and more in various channels using Trust Center Updates. Welcome to Payfac-as-a-service. appeared first on SaaStr.

SaaS Payments 246

SaaS Payments Payment Services PayFac as a Service Marketplace as a Service 246

USIO

FEBRUARY 13, 2024

Two prominent solutions that have emerged in recent years are integrated payments and Payfac-as-a-Service. Payfac-as-a-Service: Payfac-as-a-Service, short for Payment Facilitator as a Service, is a model where a third-party service provider facilitates payment processing on behalf of multiple sub-merchants.

Merchant Services 130

Merchant Services PayFac as a Service Payment Services Marketplace as a Service 130

Payrix

FEBRUARY 4, 2025

Increase revenue: Integrating payments offers software companies the opportunity to also monetize payments. By earning a share of the processing fees on every transaction your customers process through your platform, you can create a new revenue stream and generate recurring cash flow.

Payments 130

Payments Payment Services Payment Methods Merchant Services 130

Payrix

MARCH 20, 2024

Compared to other strategies to generate additional revenue streams, Embedded Payments offer a streamlined path for pulling in new income. This experience allows software companies to monetize payments without taking on the risk and compliance that comes with payment processing. What are Embedded Payments?

Payments 147

Payments Embedded Payments Payment Services Payment Solutions 147

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. On top of PCI compliance, you might have to pay extra for SSL (Secure Sockets Layer) certification. This requires the merchant to become a registered payment facilitator or PayFac.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Stax

FEBRUARY 15, 2024

In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean. There are two main ways that an ISV can become a payment provider—by adopting the ISO model or the PayFac model. What Is an ISV vs PayFac?

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88

Payrix

FEBRUARY 4, 2025

By integrating payments, ISVs can create greater long-term value for their user base and generate new revenue via processing fees. Learn more about the revenue potential for ISVs. Learn more about PCI compliance management. 3 things you should know about integrated software vendors 1.

Payments 100

Payments Payment Services Merchant Services Payment Solutions 100

Stax

MAY 23, 2025

If youre a software provider looking to boost revenue, streamline operations, and deliver more value to your users, ISV integrated payments can be a game-changer. Behind the scenes: key components of integrated payments In order for integrated payments to work, youll typically integrate with a payment gateway or payment facilitator (PayFac).

Payments 88

Payments Payment Services Merchant Services SaaS Payments 88

USIO

JUNE 28, 2024

This will allow our users to streamline their workflows, improve customer experiences, and unlock new revenue opportunities.” Usio Payfac-as-a-service solution offers a comprehensive suite of features designed to simplify payment processing for businesses of all sizes. application. Key benefits for ues.io

Payments 130

Payments Merchant Services Payment Solutions Payment Services 130

Payrix

FEBRUARY 4, 2025

The master merchant establishes a relationship with a payment processor or acquiring bank and is responsible for ensuring compliance with payment regulations, handling transaction processing, and managing risks associated with payments on behalf of the sub-merchants. fraud prevention, and risk management.

Merchant Services 100

Merchant Services Payment Services Payments SaaS Payments 100

Payrix

JULY 17, 2024

The value of embedding payments solutions into software While certainly an expedient path for generating new revenue streams, the benefits of embedding payments go beyond monetization opportunities.

Merchant Services 130

Merchant Services Payment Services Payments Payment Solutions 130

Payrix

JULY 24, 2024

An overview of the Payrix Embedded Payments solution Embedded Payments come in various forms, but customers of Payrix have specifically sought out our PayFac-as-a-Service solution for its perfect balance of customization, control, and time-to-value.

Payments 130

Payments Embedded Payments Merchant Services Payment Services 130

Payrix

FEBRUARY 4, 2025

With the rise of Embedded Payments, payment processors have a new role as a powerful sales tool for software companies that strive to become the everything platform empowering them with essential digital finance tools to manage and grow their business as well as generate new revenue streams. Learn more about Embedded Finance.

Payment Services 100

Payment Services Payments Merchant Services SaaS Payments 100

Payrix

FEBRUARY 4, 2025

Increase revenue: Integrating payments offers software companies the opportunity to also monetize payments. By earning a share of the processing fees on every transaction your customers process through your platform, you can create a new revenue stream and generate recurring cash flow.

Payments 100

Payments Payment Services Merchant Services Payment Methods 100

Subscription Flow

NOVEMBER 7, 2023

To simplify the intricacies of payment processing, two well-known solutions have surfaced: Payment Facilitators (PayFacs) and Merchants of Record (MoRs). Business owners and entrepreneurs must comprehend the subtleties and distinctions between these two models if they want to maximise revenue and reduce operational hassles.

Merchant Services 59

Merchant Services Payment Services Payment Facilitation Payfac 59

Payrix

APRIL 3, 2024

What is a PayFac® developer? As a PayFac developer , software companies become their own payment facilitator , and therefore, can offer payment processing services directly to their merchants. We will explore the risk s in more detail in the next section. What is PayFac-as-a-Service?

Payment Services 100

Payment Services Merchant Services SaaS Payments Payment Facilitation 100

Stax

JANUARY 17, 2024

TL;DR A payment facilitator (PayFac) is essentially a SaaS vendor or software provider that enables its users (businesses) to accept online payments from their customers through the platform itself. An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

JANUARY 22, 2024

TL;DR Payment gateways and PayFacs are both players in the digital payment process with similar goals in mind: secure and low-risk payments while providing seamless, fast, and positive customer experiences. A PayFac, by contrast, handles the bank’s interaction with a number of merchants. What is a Payment Facilitator (or PayFac)?

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Payrix

AUGUST 14, 2024

Our approach and tools speed time-to-revenue and drops the number of fields a merchant needs to fill out to apply for merchant payment services. This enhancement allows your merchants to receive an underwriting decision and begin transacting on your platform immediately. Looking for more information on Embedded Payments?

Merchant Services 100

Merchant Services Payment Services Payments Software Review 100

Payrix

FEBRUARY 4, 2025

Do you find yourself listening to industry leaders and colleagues use terms like PayFac, PCI DSS, and tokenization and casually scratching your head in confusion? Payment facilitator (PayFac) A merchant registered by an acquirer to facilitate transactions on behalf of sub-merchants. Youve come to the right place.

Payment Services 100

Payment Services Merchant Services Payment Solutions Payment Methods 100

Payrix

JANUARY 30, 2024

Its payfac-as-a-service solution — Payrix Pro — enabled Nick to control the onboarding and customer service, while Payrix managed the processing, compliance, and most of the risk and liability. Right now, the revenue share with Payrix can pay for a full-time employee,” Nick explained. I didn’t want the liability issues either.”

Payment Services 130

Payment Services Payments Merchant Services Payment Solutions 130

Natalia Luneva

APRIL 22, 2025

To start your PayFac journey, you’ll need to do several important things. Now, lets take a look at the steps of how to become a PayFac. Pre-Assessment The PayFac pre-assessment phase will help you check if you’re ready to be a payment facilitator. Make sure your business model fits the payment processing needs.

Merchant Services 40

Merchant Services Payment Services Payfac SaaS Payments 40

Payrix

DECEMBER 10, 2024

It will be important for software companies to look for software payments partners who can implement effective fraud monitoring and security technology, protocols, and ongoing support to ensure data is secure and ongoing PCI compliance is maintained. compliance to let this be your reminder to do so.

Payment Services 100

Payment Services Merchant Services Payments Payment Solutions 100

Natalia Luneva

APRIL 24, 2025

The number of Payment Facilitators (PayFacs) has grown 13.8% PayFac as a Service lets companies add payment processing to their platforms. Global embedded payment revenue is expected to reach $59 billion by 2027. Key Takeaways PayFac as a Service reduces PayFac setup time from years to days, slashing costs by millions.

Merchant Services 40

Merchant Services PayFac as a Service Payment Services Marketplace as a Service 40

Stax

AUGUST 26, 2024

That team morphed into Revenue Operations, where we began focusing on all process improvement initiatives throughout the company to make our revenue-facing teams more efficient.” Launching PayFac and ISV solutions In 2019 and 2020, Stax became more than just a payment processor for merchants.

Payment Services 88

Payment Services Merchant Services Stax Payment Solutions 88

Subscription Flow

JANUARY 1, 2024

When payment processing is smooth, the flow of the recurring revenue stream automatically remains steady. It takes on responsibility for every transaction with the final consumer, managing chargebacks and refunds as well as tax duties, PCI compliance, and payment processing. There are diverse features that SubscriptionFlow offers.

Merchant Services 52

Merchant Services Payment Services Payment Methods Payments 52

USIO

APRIL 17, 2025

Thats where Payfac-as-a-Service comes in. What Is Payfac-as-a-Service? A traditional payment facilitator (Payfac) takes on the full burden of underwriting, onboarding, compliance, and payment processing. Payfac-as-a-Service flips the script. Why Business Owners Are Choosing Payfac-as-a-Service 1.

PayFac as a Service 130

PayFac as a Service Payment Services Payfac Payments 130

USIO

MARCH 26, 2025

The Two Paths to Embedded Payments If youre ready to dive into the world of embedded payment processes, youve got two choices: Become a Full Payfac: This is like deciding to open your own restaurant instead of just enjoying a great meal. Usio Payfac-as-a-Service model gives you all the perks of embedded payments without the hassle.

Payments 130

Payments Embedded Payments Payment Services Payment Solutions 130

USIO

MAY 7, 2025

Meanwhile, the Usio platform silently handles merchant provisioning, PCI compliance, and fund settlement. million in processed transactionsearning a significant revenue share along the way. Analysts estimate that embedded finance can increase SaaS revenue by 40% and grow per-user revenue by 25. Revenue share.

Payment Services 130

Payment Services Merchant Services Payments SaaS Payments 130

USIO

APRIL 23, 2025

Unlock Hidden Revenue, Scale Smarter, and Choose the Right Partner Introduction: Payments Are No Longer Just Transactions If you’re building a SaaS or platform business, embedding payments isnt just a featureits a business model. Chapter 2: The Hidden Revenue Stream Youre Probably Missing Heres where it gets juicy. Others dont.

Payments 130

Payments Embedded Payments Payment Services SaaS Payments 130

Payrix

FEBRUARY 25, 2025

As software companies look to integrate payments, understanding tokenization is essential for security, compliance, and long-term strategy. Initially, one-time tokens were introduced to meet compliance requirements, providing temporary replacements for card numbers but offering little utility for long-term data storage.

Payment Services 130

Payment Services Payment Solutions Payments Payment Methods 130

Payrix

APRIL 15, 2025

ISO FAQ How do ISOs earn revenue? Both ISOs and ISVs generate revenue through residual earnings and both can have a hand in customer support, depending on their preferred level of involvement and the partnership they have with their payment processor. Listen now podcast What is PCI attestation of compliance (AoC)?

Payments 100

Payments Merchant Services Payment Services Payment Solutions 100