What’s Really Working in Embedded Finance: Key Learnings from Adyen’s $100B+ Experience
SaaStr
JANUARY 20, 2025
The platforms that move first are seeing 70%+ revenue uplifts and dramatically improved retention.
Master merchant: Definition, types, and examples
Payrix
FEBRUARY 4, 2025
The master merchant establishes a relationship with a payment processor or acquiring bank and is responsible for ensuring compliance with payment regulations, handling transaction processing, and managing risks associated with payments on behalf of the sub-merchants. fraud prevention, and risk management.
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Payment processor: Definition, types, and examples
Payrix
FEBRUARY 4, 2025
Many technologies and services are involved from POS terminals to card networks to payment gateways so its essential that the payment processor can work closely with them to help authorize and settle every transaction as securely, efficiently, and quickly as possible and stay in compliance with regulations and industry standards.
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Glossary: 117 software-led payments terms to know
Payrix
FEBRUARY 4, 2025
Check verification Process that screens checks and check-writers against a negative database at the point-of-sale (POS) when the customer presents a check as payment. Duplicate checking The policy and procedures that prevent identical sales records from being processed. eCheck, PayPal, etc.)
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Integrated payments: Definition, types, and examples
Payrix
FEBRUARY 4, 2025
The setup connects payment processing with a point-of-sale (POS) system software that can sync with other business-critical systems and streamline processes. Security, risk, and compliance: Security is crucial dont leave it to chance 7. in-app payment) Digital wallets (e.g.
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What is a Payment Processing System and How Does It Work?
Stax
MARCH 18, 2025
To choose the right payment processing solution for your business, you need to evaluate your business needs, evaluate security and compliance standards, and evaluate different payment processors based on pricing, features, customer support, and scalability. Talk to sales What is a Payment Processing System?
How to Select the Best POS System for Small Business
Stax
JULY 25, 2024
Years ago, point-of-sale (POS) systems were reserved for large enterprises with big budgets. Today, a small business is barely complete without a POS system. If you feel left out, the good news is that there’s a POS system out there ideal for your business. Finding one for your business can be overwhelming.
The 7 Best Mobile POS Systems for Small Businesses in 2024
Stax
JANUARY 3, 2024
Whether businesses are on the road or staff are simply moving about in-store, mobile point of sale systems (mPOS systems) are becoming an increasingly popular POS option for small businesses. In fact, mPOS systems are gradually gaining market share from the fixed cash-register-style POS market.
The Benefits of Digital Disbursements
USIO
MAY 13, 2024
Receiving the highest level of security and compliance with Nacha standards. Contactless payments is a newer payment method where a device will communicate wirelessly with a point of scale (POS) instead of having a more physical interaction. With time passing on, contactless payments are becoming more and more popular.
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Integrated Payments vs. Payfac-as-a-Service: What Developers Need to Know
USIO
FEBRUARY 13, 2024
This approach enables businesses to streamline their operations by consolidating payment functionality directly into their point-of-sale (POS) systems, e-commerce platforms, or other software applications. This relieves businesses from the burdensome task of navigating complex compliance requirements.
5 Best Paddle Alternatives in 2024
FastSpring
APRIL 23, 2024
FastSpring includes global payment processing and recurring revenue management, of course, but the platform also takes care of the end-to-end checkout process, including optimization of your checkout flow, collecting and remitting sales tax and VAT, localization, fraud prevention, global compliance, and more.
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Everything You Need to Know About PCI Compliance for Credit Card Processing
Stax
SEPTEMBER 17, 2024
TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. What is PCI Compliance? Why Is PCI Compliance So Important? PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. That’s where Stax comes in.
How to Choose Between EFT vs ACH: A Comprehensive Guide
Stax
MARCH 27, 2025
Clients only need to swipe a card at your point-of-sale (POS) terminal or enter their bank account number into your website (Initiation). Security and compliance ACH provides extra protection against fraud for high-value transactions because they pass through the ACH automated clearing house and NACHA regulations.
Credit Card Surcharge Guidance: A State-by-State Overview of Surcharging Laws
Stax
JULY 30, 2024
Non-compliance can result in a $1000 fine. Brick-and-mortar stores have to install signage at every point of sale (POS) and entrances that explain surcharge fees to customers. California – A bill recently signed by Governor Gavin Newsom has once again prohibited surcharging in this state.
Payment processor: Definition, types, and examples
Payrix
FEBRUARY 4, 2025
Many technologies and services are involved from POS terminals to card networks to payment gateways so its essential that the payment processor can work closely with them to help authorize and settle every transaction as securely, efficiently, and quickly as possible and stay in compliance with regulations and industry standards.
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Your 2024 Guide to Payment Integration
USIO
JUNE 10, 2024
This enables you to accept various forms of payment, such as credit cards, digital wallets, and bank transfers, directly through your website, mobile app, or point-of-sale (POS) system. Compliance with standards like PCI-DSS (Payment Card Industry Data Security Standard) is also crucial for safeguarding transactions.
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The Ultimate Guide to Ecommerce Payment Solutions
Stax
APRIL 3, 2025
Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. On top of PCI compliance, you might have to pay extra for SSL (Secure Sockets Layer) certification. On the other hand, brick-and-mortar retail stores may require physical POS solutions.
Vantiv Worldpay Merchant Services by FIS
Stax
DECEMBER 6, 2024
The companys solutions span traditional and wireless POS terminal services, mobile payments , digital wallets, internet payment gateways , virtual terminals, and eCommerce payment solutions. By prioritizing security and compliance, Worldpay ensures that every transaction is protected, giving merchants and their customers peace of mind.
Integrated payments: Definition, types, and examples
Payrix
FEBRUARY 4, 2025
The setup connects payment processing with a point-of-sale (POS) system software that can sync with other business-critical systems and streamline processes. Security, risk, and compliance: Security is crucial dont leave it to chance 7. Listen now Podcast What is PCI attestation of compliance (AoC)?
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Master merchant: Definition, types, and examples
Payrix
FEBRUARY 4, 2025
The master merchant establishes a relationship with a payment processor or acquiring bank and is responsible for ensuring compliance with payment regulations, handling transaction processing, and managing risks associated with payments on behalf of the sub-merchants. fraud prevention, and risk management.
Embedded Payments explained: Everything software companies need to know
Payrix
MARCH 20, 2024
Referral partnerships Often referred to as Integrated Payments , this model connects the payment processing with point-of-sale (POS) system software that can sync with other business-critical systems. It’s the fastest and easiest model for monetization with the least amount of risk and responsibility.
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5 Secrets to Moving Upmarket – How the Right Sales Tax Technology Can Support SaaS Growth
SaaStr
FEBRUARY 25, 2020
Just like filing your income tax returns or hanging that state-mandated safety poster up in your break room, sales tax is a back-office pain point, not a profit center. . That makes sales tax compliance easy to ignore… until it becomes a problem. . Here’s what SaaS businesses need to know about simplifying sales tax.
Everything You Need To Know about Merchant Processing and How To Choose the Right Solution for Your Needs
Stax
APRIL 30, 2024
In addition, they also ensure the privacy of business data and compliance with laws and regulations. Depending on the business type, merchant processing solutions are of two types: Point-of-sale (POS) systems POS systems are a popular payment collection system, with more than 93,300 companies using them in the US alone.
What is a Payment Management System?
Stax
APRIL 11, 2024
Look for a PMS that can serve as an all-in-one platform for payment processing, integrates with other technologies, offers appropriate POS equipment, and prioritizes security compliance. Streamline checkout : Move beyond clunky POS systems and give your customers a better experience. Ready to get started? Get in touch!
What is a Payment Gateway and How Does It Work?
Stax
SEPTEMBER 17, 2024
Benefits of using a payment gateway include a simplified purchasing experience for customers, increased operational efficiency, and PCI compliance. It’s also the software in your POS system or card readers that processes the customer’s payment data in a brick-and-mortar setting.
What is a customer data platform?
Intercom, Inc.
JULY 16, 2022
Whenever a company collects data on a customer – whether it’s in a point of sale (POS) or customer relationship management (CRM) system, a website or social media interaction, an email or customer service communication, or any other channel – all that information can be aggregated and stored in a customer data platform (CDP). .
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Credit Card Surcharges: What Are They, and How Do They Work?
Stax
SEPTEMBER 26, 2024
Non-compliance with these regulations can lead to enforcement actions from federal regulatory agencies. You can communicate this through visible point-of-sale signage at checkout, verbal heads-up from staff, or on-screen alerts for eCommerce. The surcharge amount must appear as a separate line item on the POS receipt.
Demystifying Credit Card Interchange Fees: What You Need to Know [2024 Rates and Updates]
Stax
DECEMBER 20, 2023
While you have control over whether a cardholder’s card is swiped or keyed in at the point of sale, you can’t control what kind of card they use. Regulated POS Debit, purchases and purchases with cash back Debit Rate (USD): 0.05% + $0.21 PIN Regulated POS Debit Rate (USD): 0.05% + $0.21 World (USD): 1.90% +$0.02
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What is Click to Pay and How Does It Work?
Stax
JANUARY 28, 2025
Interoperability with your existing software tools and apps: the payment processing platform must be interoperable with your existing software tools, like CRM (Customer Relationship Management), inventory management, POS (Point of Sale), and accounting software.
What You Should Know About Visa Surcharge Rules in 2024: A Guide for Merchants
Stax
AUGUST 1, 2024
Non-compliance can lead to hefty penalties and even suspension of their merchant accounts. Merchants should be aware of Visa’s surcharging rules as non-compliance can lead to fines ranging from $50,000 to $1 million. Following a landmark judgment, the courts forced credit card networks to allow merchants to implement surcharging.
Glossary: 117 software-led payments terms to know
Payrix
FEBRUARY 4, 2025
Check verification Process that screens checks and check-writers against a negative database at the point-of-sale (POS) when the customer presents a check as payment. Duplicate checking The policy and procedures that prevent identical sales records from being processed. eCheck, PayPal, etc.)
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8 Top Stripe Alternatives: In-Depth 2023 Guide
FastSpring
JANUARY 9, 2023
A MoR also takes the lead on chargebacks, tax audits, legal compliance, and more. Finally, you’ll need to maintain a large team of tax and legal experts to maintain global compliance (because solutions like Stripe don’t help with any legalities). Taking the lead on legal compliance (including audits). Crypto payment processing.
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The Best Credit Card Processing Companies (In-Depth Review)
Neil Patel
SEPTEMBER 4, 2020
So, look for elements such as PCI compliance and encryption. Its POS app is rich in features and easy-to-use. Square is also known for providing an exceptional, frictionless range of POS systems: Bonus: you can get the software and Square Reader for free. User Experience. 1 – Square — The Best for Ease of Use.
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Tap to Pay: What It Is and How It Works
Stax
NOVEMBER 13, 2023
NFC even enables smart packaging to provide customers with product and usage information at the point of sale. Here’s how: Research and choose the right vendor Many different POS (point of sale) providers offer contactless payment capabilities. Any SMEs not yet on board should be looking to change that soon.
How to Select the Best Payment Terminal for Your Business
Stax
SEPTEMBER 12, 2024
Since they’re relatively larger and have limited mobility, they’re not great options if you don’t have a single POS location. Mobile credit card terminals: These are smaller, more portable POS systems that connect to a smartphone or a tablet via Bluetooth, and are best used for businesses with no fixed locations, like food trucks.
ISV vs PayFac: The Similarities and Differences Between Independent Software Vendors and Payment Facilitators
Stax
FEBRUARY 15, 2024
FIS Global reports that in Norway, Sweden, and other Scandinavian countries, more than 90% of transactions processed at point-of-sale (POS) in 2023 were cashless. In the ISO model, an ISV partners with a third party that handles merchant account setup, payment processing, risk, and compliance.
Understanding SaaS Sales Tax
Subscription Flow
OCTOBER 22, 2024
The reason is, there doesn’t exist any single standardized system internationally to preside over SaaS sales tax. The SaaS businesses have to navigate through the world of tax compliance themselves. When a company sells products in a certain region, it gets subjected to the sales tax according to the tax regulations of that region.
The 5 Best Practices for PCI DSS Compliance
Scytale
APRIL 24, 2024
After all, there’s hardly anything ‘straightforward’ about PCI DSS compliance, especially if you’re trying to manage and maintain it yourself. So, to make sure you’re still on the right track and you stay on it, here are five best practices for PCI DSS compliance. What is PCI DSS Compliance?
Credit Card Surcharge Sign Wording and Template: How to Create Effective Notice for Your Surcharging Program
Stax
APRIL 2, 2024
Best practices for effective surcharging communication include using clear and simple language, making it visually easy to read, and ensuring total compliance with regulations. Once it’s up and running, make sure you have point-of-entry and POS signage. Learn More What is Credit Card Surcharging?
Understanding Credit Card Processing Fees for Merchants: How Much Does Processing Credit Cards Cost?
Stax
APRIL 18, 2024
Payment Gateway: A service provider that facilitates communication between the merchant’s POS system and the acquiring bank’s payment processing system. The merchant’s point-of-sale (POS) system sends an authorization request to the acquiring bank (also known as the merchant bank) via a payment gateway.
What is an Online Terminal and Why Do Merchants Need One?
Stax
MARCH 26, 2024
Learn More Understanding Online Terminals (aka Virtual Terminals) An online terminal, often called a virtual terminal, is a web-based application that enables online payments without needing a physical credit card machine or POS (Point of Sale) system. Adherence to security protocols, such as PCI DSS compliance is a must.
Stax vs Riverside Payments: Which Solution Should You Choose?
Stax
APRIL 30, 2024
The company has EMV enabled point of sale systems to accept digital wallet payments as well as cards. For POS systems, they have partnerships with Clover, Revel, Ovvi, or TouchBistro. Online processing eCommerce businesses can set up payment processing with Authorize.Net, First Data Global Gateway, or eProcessing Network.
Best Employee Scheduling Software
Neil Patel
OCTOBER 7, 2020
This includes things like labor cost management, employee retention, fatigue management, compliance, and more. The Pro version is designed for high compliance industries like corrections, oil and gas, and petrochemical. Shiftboard actually has two different scheduling tools—SchedulePro and ScheduleFlex. Best of all?
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What Is a Credit Card Surcharge?
Stax
JANUARY 24, 2024
It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies. Once you have ensured that surcharges are permissible by law in your state, you must meet card brand guidelines for compliance. What Is a Credit Card Surcharge? on credit cards but has banned surcharges.
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