Tom Tunguz

AUGUST 10, 2017

Recently, New York seed investor Jerry Neumann spoke on the show and talked about three key ideas on the technology innovation cycle. Perez calls this capital finance capital. Finance capital is risk seeking capital, which is distinct from operational capital, the cash on corporate balance sheets.

Innovation 183

Innovation Technology Finance Interviewing 183

Tom Tunguz

JANUARY 10, 2018

The technology innovation catalyzed by Bitcoin and Blockchain is creating many multibillion dollar economies quickly. They financed the development and deployment of switches, routers, modems and the installation of copper lines to connect new data centers. The ICO market today bears many similarities to the dotcom era.

Innovation 187

Innovation Blockchain Finance Marketing 187

Payrix

DECEMBER 18, 2024

The world of Embedded Payments saw remarkable developments in 2024, shaping strategies and innovations across the industry. Takeaway #3: The omnichannel experience Despite the focus on eCommerce and online payment innovations, 2024 saw a renewed interest in modernizing card-present payment systems.

Payments 130

Payments Embedded Payments Merchant Services Payment Services 130

Sales Hacker

JULY 17, 2024

Annelise Osborne is Chief Business Officer at Kadena, a Layer 1, POW blockchain where she is focused on upgrading finance. Annelise has 20 years of experience in traditional finance and seven years in digital assets. Her book, From Hoodies to Suits: Innovating Digital Assets in Traditional Finance , hit shelves in June.

Finance 124

Finance Blockchain Investment Compensation 124

USIO

FEBRUARY 14, 2025

Digital disbursements offer features like same-day or next-day payment options, allowing vendors to manage their finances more effectively. By leveraging innovative solutions like those offered by Usio, businesses can transform their payment systems and set the foundation for enduring vendor relationships.

Payment Services 130

Payment Services Payment Solutions Payment Methods Payments 130

SaaStr

SEPTEMBER 21, 2021

Digital Finance Today. The Innovations are Just Getting Started. No one can quite predict how fintech will evolve, but Sager suggests new innovations will be huge based on the variety of industries getting involved with fintech. The mix of innovators includes fintech, it includes banks, and it includes a lot of tech companies.

Finance 252

Finance Innovation Banking Interviewing 252

Payrix

JANUARY 28, 2025

With decades of experience in payments, Matt provided invaluable insights on emerging trends, regulatory changes, and the future of Embedded Finance. This shift presents opportunities for innovative companies to leverage changes for growth. Those that fail to adapt risk losing market share to more innovative players.

Payments 130

Payments Payment Solutions Merchant Services Payment Methods 130

Tom Tunguz

SEPTEMBER 16, 2023

Last week, Databricks announced their Series I financing at $43b. Plenty of demand exists to buy innovative data infrastructure. At the same time, they released quarterly figures similar to a public company’s reporting. Those numbers provide the first public view into one of the most valuable private companies in the world.

Business 308

Business Cloud Finance Innovation 308

SaaStr

JULY 20, 2021

The financial services industry – banking, lending, insurance – has long benefited from deep competitive moats that limited competition and stifled innovation. Now with digital finance, innovation is occurring at lightning speed.

Payments 274

Payments Payment Services SaaS Payments Banking 274

Tom Tunguz

APRIL 8, 2019

In a world where there are no secrets, where innovations are quickly imitated or become obsolete, the theory of competitive advantage may have had its day. Finance, like many other industries, and many software segments, sells a commodity. As soon as one innovates, another copies - potentially with a year or two.

Strategy 263

Strategy Venture Capital Banking Software Review 263

SaaStr

APRIL 27, 2023

Startups are solving the world’s important challenges with agility, innovative technology, and determination. Agile and adaptable, HiBob innovates through continuous learning loops to produce seismic cultural shifts for companies with dynamic, distributed workforces. Google is proud to help.

Cloud 260

Cloud Scale Startup Sales Hiring 260

SaaStr

MARCH 19, 2021

Since TaxJar focuses on sales tax compliance for e-commerce, we needed to know how sales, finance and technology came together for these companies. Unlike our SMB customers, midsize businesses tend to have multiple key decision makers, including finance, product, IT, security and legal. Who were the different stakeholders involved?

Scale 284

Scale Business Finance compliance 284

SaaStock

MARCH 8, 2019

After 11 years in finances, in 2016 she became the CFO of Brinc.io, boldly entering into the tech world. Jessie provides invaluable know-how to portfolio companies on cash flow, fundraising, and financing strategies. She is also an active tech investor in Asia, complementing the financing with business development insights.

VP of Engineering 264

VP of Engineering CTO Coach Venture Capital SaaS 264

Baremetrics

MAY 7, 2019

There are more funding and financing options for startups today than there ever have been before. There’s also been an explosion in debate and transparency about navigating startup funding and financing. Let’s explore the funding and financing options for your startup. Funding Your Startup. How To Evaluate Funding Options.

Finance 111

Finance Startup SaaS Payments Payment Methods 111

SaaStr

FEBRUARY 17, 2022

Brex is all-in-one finance for growing businesses. developers globally; Setka – a no-code content design tool recognized as one of 14 global WordPress VIP Technology Partners for delivering innovative management and editing tools that easily integrate into any CMS; as well as MoxieManager and TinyDrive.

Technology 251

Technology Data Banking Finance 251

Sales Hacker

FEBRUARY 7, 2025

Early customers are often innovators and tech enthusiasts willing to try new solutions, even if the product is incomplete or buggy. Companies at this stage must demonstrate that their product is not only innovative but also reliable and capable of delivering tangible value to a broader audience.

Pricing 112

Pricing Scale SaaS Technical Review 112

Tom Tunguz

JULY 19, 2019

Competition has brought diversity and innovation into the private capital markets. Namely, much more diverse and varied financing options to suit the precise needs of a particular startup. Instead of these arbitrary discrete ranges, the market has evolved to provide a smooth continuum of fundraising options.

Finance 270

Finance Innovation Startup Investment 270

SaaStr

FEBRUARY 23, 2023

By embedding payments into software companies’ products, Infinicept is enabling customers to exponentially amplify growth by tapping into the $585 billion embedded finance marketplace.

Payment Services 274

Payment Services Merchant Services Payments Embedded Payments 274

Tom Tunguz

DECEMBER 28, 2021

Consequently, data innovators will continue to push AutoML and SQL to query ML models to the technically analytical. The valley remains an important locus on innovation but its monopoly recedes as new geographies rise in importance and remote work, plus the return of in-person travel, creates a new way of working for many.

Scale 275

Scale Blockchain Banking Machine Learning 275

Tom Tunguz

FEBRUARY 13, 2024

More than innovating technically, Steven has guided Offchain Labs’ developer relations strategy in a unique way in the ecosystem. Arbitrum is a L2, a layer 2, that sits atop Ethereum, improving its performance & cost to write transactions. Steven authored many of the seminal papers behind modern blockchains.

Blockchain 225

Blockchain Payments Finance Innovation 225

Tom Tunguz

JANUARY 26, 2020

This supply/demand shift that provides founders more leverage in conversations has catalyzed some innovation in venture. Also, more venture firms and startups are choosing debt as a non-dilutive financing alternative. The competitive dynamics in the market where access to invest is more valuable than capital.

Venture Capital 230

Venture Capital Merchant Services Innovation Finance 230

Stax

AUGUST 20, 2024

And it’s all thanks to embedded finance and embedded fintech. Embedded finance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Everything is done under one platform.

Payments 88

Payments Payment Methods Merchant Services Finance 88

SaaStr

SEPTEMBER 30, 2022

But they are looking for two things, which allows start-ups to break though into big companies before they have brands: True innovation in their core processes. Almost all big companies now have innovation departments of some sort, as do many divisions and groups. Solving certain top headaches. And often a sale. Is this hard?

Enterprise 239

Enterprise Startup Scale Innovation 239

SaaStr

MAY 20, 2021

Touchstone Innovations. UpRound Finance. Stifel Investment Banking. Stride Ventures. Stripes Group. Sutton Capital Partners. TMX (Toronto Stock Exchange). TSX (Toronto Venture Exchange). Turn/River Capital. UBS Financial. Updata Partners. Upfront Ventures. Verdane Capital. Wilmot Ventures, LP. Zelkova Ventures. Zipdragon Ventures.

Banking 293

Banking Finance Investment Innovation 293

Tom Tunguz

FEBRUARY 1, 2023

Tech giants have amassed the largest data sets, leveraged massive balance sheets to finance the human and financial capital-intensive work of training models - which can cost millions of dollars for each run - and amassed years of experience working with large data sets. Github Copilot at Microsoft.

AI 219

AI Machine Learning Artificial Intelligence Innovation 219

Tom Tunguz

DECEMBER 29, 2021

The Code Breaker relates the history behind CRISPR, a technology that enables biochemists to alter DNA via RNA, and the woman behind the innovation Jennifer Doudna. Defiant citizens dissatisfied with their ROI revolt either by decamping or demanding regime change. A Swim in a Pond in the Rain.

Government 276

Government Finance Engineering Innovation 276

FastSpring

JULY 12, 2019

Here’s a quick guide to help you understand customer lifetime value and learn how you can use this subscription finance metric to improve your business. Delighting your customers with innovative software solutions is only half the battle for long term business success. The post Subscription Finance: What is Customer Lifetime Value?

Customer Lifetime Value 98

Customer Lifetime Value Payment Features Finance Payment Solutions 98

SaaStr

AUGUST 16, 2023

You probably can’t make it in a large, crowded market if you have “no new innovative product offering.” For finance? ” But take a pause. Crowded large markets are good. That means you can scale quickly — if, if, you hit it. Not 10x better than the past. Not 10x better than the past. How do you do that?

Marketing 245

Marketing Payment Features Scale Finance 245

SaaStr

JUNE 13, 2021

Fast forward to today, and Qualtrics is now worth $20B and CEO Zig Serafin joined us to share his lessons in scaling with Julia Laroche, Correspondent at Yahoo Finance. When you’re bringing an innovative product to fruition, it requires a business model that’s built for it specifically.

Scale 250

Scale Scaling Business Model Company Culture 250

SaaStr

NOVEMBER 18, 2020

Something important is off in finance, in metrics, in reporting, and/or collections. Importantly, it can mask the need for more innovation in particular. More on that here: You Should Be Collecting At Least 100% Of Your MRR Each Month in Cash. Ideally, 110%+. And it almost always leads to a restatement of revenue … downwards.

Metrics 314

Metrics Banking Scale Churn 314

Tom Tunguz

DECEMBER 31, 2023

The BTC ETF drives a resurgence in interest in web3 financing. This innovation reinvigorates very early-stage IPOs. But the overwhelming desire for the US to continue to lead the innovation wave it started creates safe harbors , the same provisions which enabled the web to flourish, are applied to AI.

AI Search 233

AI Search Headcount Scale AI 233

SaaStr

JANUARY 6, 2021

How do you scale a company based that can be collaborative for everyone in your org — from finance to marketing? This allows all employees to be more creative and innovative in their daily jobs which gives them more autonomy.

Scale 276

Scale Software Review Scaling Sales Hiring 276

SaaStr

SEPTEMBER 20, 2023

By right-sizing P&L, focusing on efficiency and operational leverage, companies can raise when they feel like their fundamentals are strongest and can get the best valuations vs. raising to finance the business. Rewrite The Product Roadmap AI innovation is rapidly evolving, and above, you’ll find a market map of tools you could use.

Cloud 306

Cloud Payments Software Review Payment Solutions 306

SaaStock

MARCH 1, 2019

Financing was an obvious must but not the necessity of it being from local sources. SAIF Partners is one of the top private equity firms that provides growth capital financing for Asia businesses. Ceyuan Ventures selects entrepreneurs who show promise in crafting leading technologies, backed by powerful teams and innovation.

SaaS Payments 190

SaaS Payments Venture Capital Payment Services Telecommunications 190

Tom Tunguz

OCTOBER 21, 2017

Venture capitalists have financed many of those businesses. Those venture dollars have financed a panoply of competition. Salesforce for Sales, Workday for HR & Finance, ServiceNow for Operations, Atlassian for Engineering and so on. Salesforce was founded in 1999. This sea of SaaS startups have reshaped the market.

Venture Capital 189

Venture Capital SaaS Machine Learning Artificial Intelligence 189

Tom Tunguz

JULY 8, 2021

And there are DeFi exchanges, short for decentralized finance, which enable trades of tokens between two people directly without an exchange in the middle. It has the 24h clock of a modern international financial market blended with the innovation of brilliant developers authoring open source software. Exchanges come in two flavors.

Outsourced Development 266

Outsourced Development Marketplace as a Service Banking Construction 266