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The Top 6 Merchant Services: Square Flagship Merchant Services Helcim Payment Depot Fattmerchant Stripe. Payment Depot is an example of an ISO, and while they usually have a more strict acceptance policy, they offer lower rates and user-friendly software compared to a direct processor. Helcim – The Best For Small Business.
They consist of the hardware and software components required to process an in-person payment. Many POS systems are also equipped with software that helps with other business processes like inventory and staff management, in addition to payment processing. Easy integration with existing POS and other payment software.
Typically, the merchant’s payment processing software will build the credit card processing rates into their fee. Helcim and Stripe are the more popular payment processors offering interchange plus pricing models. When it comes to processing credit cards either in-person or online, merchants require a mix of hardware and software.
Ensure that the processor you choose can work seamlessly with your existing point-of-sale (POS) system, eCommerce platform, or accounting software. The Shopify universe includes not just eCommerce software, but a POS system as well. HelcimHelcim provides full-service merchant accounts without a monthly fee.
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