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The Top 6 Merchant Services: Square Flagship Merchant Services Helcim Payment Depot Fattmerchant Stripe. Helcim – The Best For Small Business. If you’re a small business owner, Helcim might appeal to you. With a Helcim card reader, you can accept all major cards, including Amex plus Google Pay, Apple Pay, and JCB.
Some popular processors offering interchange plus pricing structures include Payment Depot, Stripe, and Helcim. Instead, it’s based on a subscription structure where merchants pay an annual or monthly fee plus the specific interchange rates at the time of the transaction.
Helcim and Stripe are the more popular payment processors offering interchange plus pricing models. Membership pricing instead is a subscription model where you pay a monthly fee and then whatever the interchange rates are at the time of transaction. The challenge with interchange plus can be the math behind it. These can add up.
Learn More Subscription This model uses a monthly membership fee, which then gets the business access to the direct wholesale cost of credit processing from Visa and Mastercard. It’s a combo of subscription and flat-rate pricing structures. HelcimHelcim provides full-service merchant accounts without a monthly fee.
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