Stax

AUGUST 22, 2024

Two of the most popular payment solution providers for businesses looking to accept digital payments are payment processors and payment facilitators (PayFacs). In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies.

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Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. However, several complex types of risks come along with this.

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Stax

DECEMBER 4, 2023

In this article, we’ll discuss everything you need to know about ensuring AML compliance as a payment facilitator (or PayFac). Key AML Requirements for PayFacs Now that we’ve covered the basics of AML compliance and its role in the financial system, let’s dive deeper into how PayFacs can help. Let’s get started.

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Stax

FEBRUARY 15, 2024

In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean. There are two main ways that an ISV can become a payment provider—by adopting the ISO model or the PayFac model. What Is an ISV vs PayFac?

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Agile Payments

MARCH 19, 2019

Payment facilitation, or PayFac allows a SaaS company to act as a master merchant for its client base. The SaaS provider onboards clients via a non-intrusive application process -- making it simple for the user base to quickly begin accepting customer payments by credit card.

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Stax

APRIL 3, 2025

This requires the merchant to become a registered payment facilitator or PayFac. A PayFac is a payment service provider for eCommerce merchants. On top of being a new pillar of revenue for your business, the PayFac model also gives you more control. This is considerably faster compared to a traditional merchant account provider.

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Agile Payments

MARCH 18, 2019

As an example: A SaaS offers an invoicing solution eg QBooks. The primary benefit to becoming a Payment Facilitator is that you can quickly and easily enroll your app users and enable processing of credit, debit card and in some case ACH transactions.

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Payrix

APRIL 3, 2024

Before we dive into the risks associated with payments, let’s review why embedding payments is good for SaaS businesses and the three payment processing solutions available to software companies today. What are the benefits of adding payments to vertical software? What payment models are available to SaaS companies?

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Agile Payments

MARCH 18, 2019

SaaS platforms and Software vendors have a unique opportunity. EXECUTIVE SUMMARY. Whether you already offer some type of payment collectionoption or have an application that has the potential to leverage payments there has never been a better time to explore your options.

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Agile Payments

JANUARY 9, 2020

A Payment Facilitator or PayFac acts as a the Master Merchant. The Payment Facilitator role is to quickly and easily onboard their sub merchants or SaaS platform users to facilitate credit, debit card and in some case ACH transactions for participants in their payment ecosystem.

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Stax

JANUARY 17, 2024

In this article, we’ll discuss everything you need to know about the ACH payment facilitator model and how SaaS companies can go about facilitating ACH payments easily. An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network. Let’s get started.

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Stax

DECEMBER 20, 2023

Offering payment processing services is a move that makes sense for a lot of SaaS companies, particularly if your software helps your customers run their business. Not to mention, payments serve as an additional (and highly lucrative) revenue stream for SaaS companies, so your business will also enjoy a healthier bottom line.

Merchant Services 88

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Payrix

FEBRUARY 4, 2025

Enabling small businesses to accept payments through a SaaS platform or integrating payments into physical point-of-sale experiences, the master merchant can create seamless experiences for both merchants and their customers.

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Stax

JANUARY 22, 2024

TL;DR Payment gateways and PayFacs are both players in the digital payment process with similar goals in mind: secure and low-risk payments while providing seamless, fast, and positive customer experiences. A PayFac, by contrast, handles the bank’s interaction with a number of merchants. What is a Payment Facilitator (or PayFac)?

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Payment Services SaaS Payments Merchant Services Payment Facilitation 88

USIO

JUNE 28, 2024

Usio Payfac-as-a-service solution offers a comprehensive suite of features designed to simplify payment processing for businesses of all sizes. “Our partnership with Usio p erfectly complements this vision by providing a simple and secure way to integrate payments into any ues.io application. Key benefits for ues.io

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Agile Payments

MARCH 18, 2019

As the idea of Payment Facilitation gains traction, more and more SaaS companies are exploring becoming a PayFac. In fact, independent software vendors and SaaS companies are poised to generate $4.4 In fact, independent software vendors and SaaS companies are poised to generate $4.4

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Payrix

FEBRUARY 4, 2025

Embedded Payments Embedded Payments include three types of payment models that SaaS platforms use to manage their transactions: integrated payments or referral partnerships, PayFac-as-a-service, and payment facilitation, or PayFac. Online they may include e-commerce platforms, mobile apps, or websites.

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Agile Payments

MARCH 21, 2019

The decision to become a Payment Aggregator or Payment Facilitator (Payfac) has massive implications for a SaaS application provider.

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Agile Payments

MARCH 19, 2019

Payment facilitation, or operating as a “ PayFac ” allows a SaaS company to act as a master merchant for its client base. The SaaS provider onboards clients via a non-intrusive application process -- making it simple for the user base to quickly begin accepting customer payments by credit card or ACH Payments [some providers offer].

Payment Services 77

Payment Services SaaS Payments Payment Facilitation Merchant Services 77

Payrix

JANUARY 28, 2025

Matt is a visionary leader, and he’s known for his strategic execution and has proven to see and set growth trends that have shaped transformative, innovative SaaS and FinTech companies for 25 years. We were the original author of the PayFac model on the trademark. When you hear experience, what are the different flavors of that?

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Agile Payments

MARCH 21, 2019

Payment Aggregation , or Payment Facilitation (Payfac), allows a SaaS company to act as a master merchant for its users. The SaaS provider onboards its clients via a fairly non-intrusive application process, and this easy, fast onboarding makes it simple for the SaaS company’s users to begin accepting customer payments very quickly.

Merchant Services 77

Merchant Services SaaS Payments Payment Services Business Model 77

Agile Payments

MARCH 18, 2019

If you’ve considered becoming a Payment Facilitator (PayFac) for your SaaS customer base, you’re familiar with the term “KYC,” or Know Your Customer. As the payment processing industry continues its trend of explosive growth, however, KYC might be more accurately termed “CYA.”.

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Stax

AUGUST 26, 2024

Launching PayFac and ISV solutions In 2019 and 2020, Stax became more than just a payment processor for merchants. We wanted to provide value to other players in the payments ecosystem, so we launched PayFac solutions in 2019. This was around the time that Fattmerchant decided we were going to be a Payfac.”

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Payment Services Merchant Services Stax Payment Solutions 88

Payrix

MAY 14, 2024

Adam joins Ian Hillis on PayFAQ: The Embedded Payments podcast to discuss the intersection of software and Embedded Payments along with software growth strategy, key performance indicators, and the pivotal role of payments for SaaS companies. I mean, we have a PayFac customer right now, that’s transitioning their whole payments model.

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Infinicept

AUGUST 15, 2023

Brian is the founder of Utopaya, a boutique firm helping vertical SaaS companies with their payments. We discuss the history of integrated and embedded payments, the emergence of PayFac and Payfac as a service, and what software companies really need to drive their payments businesses ahead. Today, our guest is Brian Abernethy.

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Payments Payment Solutions SaaS Payments Payment Services 52

Subscription Flow

JANUARY 19, 2024

Consider a payment facilitator—PayFac for the cool kids—as the reliable payment partner for your company. PayFacs are your go-to friends for managing the finer points of both online and offline transactions. Read more: Using SubscriptionFlow to Improve B2B Cross-Border Payment Processing What is a Payment Facilitator?

Payment Services 59

Payment Services SaaS Payments Merchant Services Payment Facilitation 59

Agile Payments

MARCH 18, 2019

For SaaS providers these are typically application end users or customers. Payment facilitation or payment aggregation allows one entity, the master merchant, to process or facilitate payments for a base of sub-merchants.

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Agile Payments

MARCH 19, 2019

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Agile Payments

MARCH 18, 2019

Steps to becoming a Payment Facilitator are outlined below.

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Agile Payments

SEPTEMBER 10, 2019

A Payment Facilitator can be thought of as a Master Merchant that facilitates and processes credit and debit card transactions for their platform users.

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Agile Payments

MARCH 19, 2019

For the SaaS provider, potential advantages in becoming a Payment Facilitator (aka Payment Aggregation ) are compelling: payment facilitation drives ease of client onboarding and unlocks a new stream of revenue generation.

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Agile Payments

MARCH 20, 2019

The number of SaaS companies looking into payment processing on behalf of their customers is growing rapidly. More and more companies are looking at Payment Aggregation | Payment Facilitation as an attractive option to provide a service that offers fast, easy onboarding for their customers and generate new revenue streams in the process.

SaaS Payments 77

SaaS Payments Payment Services Payments Payment Facilitation 77

Stax

MAY 6, 2024

The importance of PCI compliance PCI DSS applies to any organization—small businesses, payment processors, payment gateways, ISOs, PayFacs, and more. And if they do not adhere to it, there are various penalties.” In short, everybody involved in the chain of credit card processing has a responsibility to safeguard credit information.

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USIO

OCTOBER 18, 2024

Medical practices, Software as a Service (SaaS) providers, Electronic Health Record (EHR) systems, and Customer Relationship Management (CRM) solutions are constantly seeking ways to streamline their processes and enhance their offerings.

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USIO

APRIL 17, 2025

Thats where Payfac-as-a-Service comes in. What Is Payfac-as-a-Service? A traditional payment facilitator (Payfac) takes on the full burden of underwriting, onboarding, compliance, and payment processing. Payfac-as-a-Service flips the script. Why Business Owners Are Choosing Payfac-as-a-Service 1.

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